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src="http://tyunfile.71360.com/UpLoadFile/2019/11/23/13/637101135386725571_dmnjwl_5992768.jpeg" class="vcenter" onerror="javascript:this.src='/static/new_net_01/images/nopic.jpg';"></p></div></div><div id="cwgarif" class="smallimg"><div><p class="pic"><img src="http://tyunfile.71360.com/UpLoadFile/2019/11/23/13/637101135386725571_dmnjwl_5992768.jpeg" class="vcenter" onerror="javascript:this.src='/static/new_net_01/images/nopic.jpg';"></p></div></div></div><div id="odah84i" class="content"><p><span>需求數(shù)量：</span>0</p><p><span>價格要求：</span>面議</p><p><span>所在地：</span>江蘇省</p><p><span>包裝要求：</span><span style="color: #f30;"></span></p><p><span>產(chǎn)品關(guān)鍵詞：</span>濟(jì)南專門做第三方支付,第三方支付</p><p><span>***更新：</span>2020-09-20 03:03:32</p><p><span id="click" >瀏覽次數(shù)：0次</span></p><a rel="nofollow" class="button">聯(lián)系我們</a></div></div><div id="otfcbsp" class="rightbox"><h3>公司基本資料信息</h3><p style="border:0;"><a rel="nofollow">點未（南京）網(wǎng)絡(luò)科技有限公司</a></p><p><span>聯(lián)系人：</span>吳宇</p><p><span>郵箱: </span>654025892@qq.com</p><p><span>電話: </span>17715295550</p><p><span>傳真: </span>152_05156270</p><p><span>網(wǎng)址: </span></p><p><span>手機(jī): </span>152-05156270</p><p><span>地址: </span>南京市棲霞區(qū)堯化街道科創(chuàng)路1號</p><p>[當(dāng)前離線] <a rel="nofollow"> [加為商友] </a><a rel="nofollow"> [發(fā)送信件] </a></p></div></div><div id="od3skmj" class="page-proshow02"><p class="title">詳細(xì)說明</p><div id="uegyvho" class="box"><p><p> 包括理財銷售、網(wǎng)絡(luò)借貸等)已逐漸發(fā)展成為互聯(lián)網(wǎng)支付市場占比比較高的業(yè)務(wù)，占比。但由于監(jiān)管趨嚴(yán)及部分P2P平臺爆雷等因素的影響，該業(yè)務(wù)的增長受到很大的限制，濟(jì)南專門做第三方支付。第二梯隊的互聯(lián)網(wǎng)支付企業(yè)也正在發(fā)揮自身優(yōu)勢，積極探索互金以外新的業(yè)務(wù)增長點，以寶付為例，寶付立足垂直細(xì)分領(lǐng)域，通過創(chuàng)新深入場景的支付+理念、深挖大金融行業(yè)的轉(zhuǎn)型發(fā)展需求，以支付+金融行業(yè)整體解決方案為行業(yè)用戶賦能，在消費金融、信托、金融租賃、互聯(lián)網(wǎng)保險、物流，濟(jì)南專門做第三方支付、航旅、跨境幾大業(yè)務(wù)板塊均衡發(fā)展支付業(yè)務(wù)，建立起自身的**競爭力。其次是個人業(yè)務(wù)(包括轉(zhuǎn)賬業(yè)務(wù)、***還款業(yè)務(wù)等)和線上消費(包括網(wǎng)絡(luò)購物、O2O、航空旅行等)，濟(jì)南專門做第三方支付，交易規(guī)模分別占比。其中個人業(yè)務(wù)規(guī)?；颈恢Ц秾毢拓敻锻▋纱?*企業(yè)占領(lǐng)，但隨著PC端到移動端支付習(xí)慣的轉(zhuǎn)移，個人業(yè)務(wù)占比相比之前有所減少。中國互聯(lián)網(wǎng)支付應(yīng)用場景占比統(tǒng)計情況數(shù)據(jù)來源：前瞻產(chǎn)業(yè)研究院整理以上數(shù)據(jù)來源請參考于前瞻產(chǎn)業(yè)研究院發(fā)布的《中國第三方支付行業(yè)“十三五”市場前瞻與發(fā)展規(guī)劃分析報告》。濟(jì)南專門做第三方支付</p><div style="width:100%;text-align: center;"><img style="max-width: 640px; max-height: 320px;" alt="濟(jì)南專門做第三方支付,第三方支付" src="http://tyunfile.71360.com/UpLoadFile/2019/11/23/13/637101135386725571_dmnjwl_5992768.jpeg"></div><p> 目前，無論是學(xué)術(shù)界、產(chǎn)業(yè)界還是監(jiān)管部門，對第三方支付的分類都不盡相同，主要的分類方式主要有三種：一是央行《辦法》中對第三方支付的分類；二是根據(jù)提供第三方支付服務(wù)的主體性質(zhì)進(jìn)行的分類；三是根據(jù)支付服務(wù)的不同業(yè)務(wù)屬性進(jìn)行的分類。這三種分類分別是從現(xiàn)行監(jiān)管的便利、支付業(yè)務(wù)不同屬性特點出發(fā)對主流的支付業(yè)務(wù)進(jìn)行分類。這其中，《辦法》的分類方式是將第三方支付按業(yè)務(wù)類型劃分為網(wǎng)絡(luò)支付、預(yù)付卡的發(fā)行與受理、銀行卡收單。這種分類方式雖然符合一般大眾的認(rèn)識，但分類標(biāo)準(zhǔn)前后不盡一致，不同業(yè)務(wù)分類之間有交叉，不能很好的體現(xiàn)完整、嚴(yán)謹(jǐn)?shù)谋O(jiān)管意圖。而按照支付機(jī)構(gòu)性質(zhì)、支付業(yè)務(wù)屬性進(jìn)行分類則角度太狹窄，分類也比較繁雜。（一）《非金融機(jī)構(gòu)支付服務(wù)管理辦法》中的分類1、網(wǎng)絡(luò)支付所謂網(wǎng)絡(luò)支付，是指依托公共網(wǎng)絡(luò)或**網(wǎng)絡(luò)在收付款人之間轉(zhuǎn)移貨幣資金的行為，包括貨幣匯兌、互聯(lián)網(wǎng)支付、移動電話支付、固定電話支付、數(shù)字電視支付等。網(wǎng)絡(luò)支付以第三方支付機(jī)構(gòu)為支付服務(wù)提供主體，以互聯(lián)網(wǎng)等開放網(wǎng)絡(luò)為支付渠道，通過第三方支付機(jī)構(gòu)與各商業(yè)銀行之間的支付接口，在商戶、消費者與銀行之間形成一個完整的支付服務(wù)流程，基本流程如圖1所示。濟(jì)南專門做第三方支付</p><div style="width:100%;text-align: center;"><img style="max-width: 640px; max-height: 320px;" alt="濟(jì)南專門做第三方支付,第三方支付" src="http://tyunfile.71360.com/UpLoadFile/2019/12/17/19/637122071090942031_dmnjwl_5928974.jpeg"></div><p style="text-indent:25px">同步交換，可以規(guī)避不等價交換的風(fēng)險，因此為確保等價交換要遵循同步交換的原則。這就要求支付方式應(yīng)與交貨方式相適配，對當(dāng)面現(xiàn)貨交易，適配即時性一步支付方式；對隔面或期貨交易，適配過程化分步支付方式。過程化分步支付方式應(yīng)合了交易標(biāo)的流轉(zhuǎn)驗收的過程性特點，款項從啟動支付到所有權(quán)轉(zhuǎn)移至對方不是一步完成，而是在中間增加中介托管環(huán)節(jié)，由原來的直接付轉(zhuǎn)改進(jìn)到間接匯轉(zhuǎn)，業(yè)務(wù)由一步完成變?yōu)榉植讲僮?，從而形成一個可監(jiān)可控的過程，按步驟有條件進(jìn)行支付。這樣就可貨走貨路，款走款路，兩相呼應(yīng)，同步起落，使資金流適配貨物流進(jìn)程達(dá)到同步相應(yīng)的效果，使支付結(jié)算方式更科學(xué)化，合理化的應(yīng)合市場需求。</p><p> 企業(yè)接入支付的難點資金監(jiān)管壓力大資金監(jiān)管壓力－通過銀行已有存管產(chǎn)品將預(yù)付款與企業(yè)收入分隔，保障資金合規(guī)安全產(chǎn)品研發(fā)成本高交易系統(tǒng)的開發(fā)涉及支付接口對接、訂單系統(tǒng)、賬務(wù)系統(tǒng)等「泛支付」模塊，開發(fā)費時費力，并需要不斷維護(hù)升級。賬務(wù)管理復(fù)雜多變的交易場景和線上線下全渠道使運營、財務(wù)人員面臨復(fù)雜的賬務(wù)管理。支付業(yè)務(wù)設(shè)計難支付行業(yè)漸趨專業(yè)化、規(guī)范化，企業(yè)需要具備更高的支付和交易系統(tǒng)設(shè)計以及業(yè)務(wù)規(guī)劃能力。用交易連接一切Ping++是每一家企業(yè)內(nèi)部的虛擬支付團(tuán)隊，幫助企業(yè)快速***的搭建自己的支付系統(tǒng)。無論企業(yè)是否已經(jīng)對接支付渠道，都可以使用Ping++的產(chǎn)品和服務(wù)。作為支付技術(shù)服務(wù)商，Ping++提供標(biāo)準(zhǔn)化支付產(chǎn)品及***的支付渠道，并堅持陽光支付，只負(fù)責(zé)信息處理，不參與資金清算，是企業(yè)堅實的商業(yè)合作伙伴。強(qiáng)大的技術(shù)能力行業(yè)前列的團(tuán)隊提供便捷、穩(wěn)定和安全的技術(shù)服務(wù)。全平臺SDK1點接入全部主流支付渠道，你無需專門建立一個支付團(tuán)隊也可以實現(xiàn)聚合存管、搭建專屬的會員賬戶系統(tǒng)和多級商戶系統(tǒng)；所有數(shù)據(jù)的傳輸和存儲已達(dá)到PCIDSS認(rèn)證標(biāo)準(zhǔn)。金融行業(yè)級系統(tǒng)可用性***的運營管理管理平臺悉數(shù)呈現(xiàn)多方交易數(shù)據(jù)，支持多角色協(xié)同。</p><div style="width:100%;text-align: center;"><img style="max-width: 640px; max-height: 320px;" alt="濟(jì)南專門做第三方支付,第三方支付" src="http://tyunfile.71360.com/UpLoadFile/2019/12/17/19/637122071084839779_dmnjwl_2384813.jpeg"></div><p> 2）按注冊資本性質(zhì)可以分為：①國有控股第三方支付機(jī)構(gòu)：指國有資本占控制權(quán)的第三方支付機(jī)構(gòu)，典型**是銀聯(lián)商務(wù)；②國有參股第三方支付機(jī)構(gòu)：指在企業(yè)股權(quán)結(jié)構(gòu)中有國有資本，但國有資本不占控制權(quán)，典型**是通聯(lián)支付；③民營第三方支付機(jī)構(gòu)：指全部資本由境內(nèi)投資者投資的企業(yè)，典型**是支付寶、快錢等；④外商獨資第三方支付機(jī)構(gòu)：在中國境內(nèi)設(shè)立的全部資本由外國投資者投資的企業(yè)，典型**是貝寶（中國）；⑤中外合資第三方支付機(jī)構(gòu)：指外國投資者和中國境內(nèi)投資者共同出資的企業(yè)，典型**是首信易。（3）按支付機(jī)構(gòu)的業(yè)務(wù)范圍可以分為：①單一業(yè)務(wù)支付機(jī)構(gòu)：只從事某一類別支付業(yè)務(wù)的支付機(jī)構(gòu)，如只從事銀行卡收單的杉德，只從事預(yù)付卡的資和信等；②綜合業(yè)務(wù)支付機(jī)構(gòu)：指從事多樣化支付業(yè)務(wù)的支付機(jī)構(gòu)，如快錢、通聯(lián)支付等。（三）按第三方支付業(yè)務(wù)屬性分類根據(jù)第三方支付業(yè)務(wù)所具有的多種屬性，結(jié)合第三方支付行業(yè)所存在的實際產(chǎn)品，可以有以下幾種主要的分類方式：（1）按支付指令傳輸通道進(jìn)行分類：是指按支付指令傳輸所依托的信息網(wǎng)絡(luò)通道分類。《辦法》對網(wǎng)絡(luò)支付的分類，就是按照這種方式。濟(jì)南專門做第三方支付</p><p style="text-indent:25px">濟(jì)南專門做第三方支付</p><p> 就是上面說的，新增沒了、一些牌照到期的還面臨注銷可能，于是市場上的牌照變少了，被收拾得只剩不到250張了。物以稀為貴!在這不到250張牌照里，“全牌照”我盤點了一下，只有26張。所以現(xiàn)在“全牌照”上天了，***進(jìn)入“10位數(shù)時代”，現(xiàn)在要是誰叫價叫出20億，我可一點都不會覺得稀奇。于是乎，這就便宜了那些業(yè)務(wù)都快死絕了做不下去的小支付公司，業(yè)務(wù)沒了就沒了吧，這塊牌照那是水漲船高啊?！坝湟娯斀?jīng)”就認(rèn)識一家想出手牌照的公司，那是一步三回頭、撒網(wǎng)廣談判，滿滿的都是“捂照”和“惜售”的甲方心態(tài)。PART4：入口按常理，談一單并購，大家都會分析，被并購的支付公司本身資產(chǎn)值不值錢、本身盈利能力好不好的咯?在收支付牌照這事兒上，這一點，真不重要。就拿上文說到的，國美剛。我查了一下，資產(chǎn)凈值才5000萬，關(guān)鍵是還凈虧損3000萬。顯然，這條普通人看的邏輯，已經(jīng)靠邊站了。本段要將的邏輯二，是***名重要的、非常**的“支付導(dǎo)流”。大家可以百度一下這些年來的支付并購案例，就會發(fā)現(xiàn)，看上支付牌照的，很多都是大電商、互聯(lián)網(wǎng)頭部公司，或是線下巨頭。這些公司，有兩大特征：1，自有“高頻交易場景”;2，有“金融企圖心”或已有明確“金融布局”。濟(jì)南專門做第三方支付</p><p 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